1. Onboarding — PAN from sales desk
Sales captures name, designation, mobile and email with the PAN. We create the company, confirm the person and issue their login.
2. Onboarding — customer shares PAN
No PAN on file. The customer sends it in chat, we build the company profile, then confirm their details and create the login.
3. Limit is ready
Underwriting sanctions a time-bound limit; the customer sees it in the portal in one tap.
4. Create an application
The customer raises a bond request entirely inside the chat by sending the tender.
5. Approve the quotation
Quote lands on WhatsApp with the NBI PDF; approval happens in one tap.
6. Bond is ready
Issued bond is delivered on WhatsApp and stored against the customer's active bonds.
